Protect the place you call home — or run your business from
Cover for residential and business property against fire and other insurable risks, so rebuilding doesn’t start from zero.
What property insurance covers
Home / Residential Property
Structural and contents cover for your residence against a range of insurable risks.
Commercial Property
Cover for shops, offices and other business premises, where appropriate.
Fire & Allied Perils
Protection against fire and related risks that can damage a home or business property.
Types of property cover we discuss
Tap any option to read more.
Residential Property Insurance
Owner-occupied or rented-out homes, covered against insurable structural and content risks.
Discuss this option →Commercial Property Insurance
Cover for the physical premises of a business — shops, offices and similar spaces.
Discuss this option →Fire Insurance
Cover for fire and allied perils affecting a home or business property, subject to policy terms.
Discuss this option →Business Insurance
Broader protection for business assets and property risks, discussed based on your specific business.
Discuss this option →Suitability depends on your property type, usage and risk profile. We discuss this with you before recommending any plan.
Claims & risk guidance
We guide you through documentation and coordinating with the insurer if a covered event occurs.
We help you think through the specific risks your property or business faces before choosing cover.
Property Insurance FAQ
Does property insurance cover natural disasters?
Coverage for specific perils like storm or flood depends on the policy and add-ons chosen — this is confirmed with the insurer at the time of purchase.
Can a rented-out home be insured?
Yes, residential property cover can generally apply to owner-occupied or rented-out homes — we discuss the right structure for your situation.
Do you cover business premises?
We provide guidance on commercial property cover for business premises where appropriate.
Are outcomes or coverage guaranteed?
No — all cover is subject to the insurer’s terms, conditions and underwriting. Nothing on this page is a guarantee of coverage or claim outcome.
